Health Savings Account (HSA)
Health Savings Accounts & High Deductible Health Plans
Health Savings Accounts (HSAs) are designed to help individuals save for future qualified medical and retiree health expenses on a tax-free basis.
High Deductible Health Plans (HDHP) are health insurance plans with lower premiums and higher deductibles than a traditional health plan. It is sometimes referred to as a catastrophic health insurance plan.
Participating in a "qualified" HDHP is a requirement for Health Savings Accounts (HSAs).
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